Wealth Planning

In 5 minutes, find out how your investment, estate and protection plans measure up.

Through experience, we have built a philosophy that encourages connection within your financial life. Our wealth planning services are designed to capitalize on the natural bridge between your investments, estate and protection plans. This is your legacy. It is designed to help increase your net worth, protect your assets and provide the tools to reach your goals throughout varying economies and stages of life.

Estate

Your estate encompasses a wide range of information and assets, from investment records to estate planning documents to the intangibles of your legacy.

Documenting and communicating this information is crucial in helping your heirs and beneficiaries locate and account for all of your assets. Millions of dollars go unclaimed from banks and insurance companies each year, or are frozen in court proceedings. Getting and staying organized now can help you and your heirs avoid such issues.

While trusts are considered to be the foundation of an estate plan, there are many other documents that convey your wishes and provide a road map for your beneficiaries.

Document Locator

Important Documents & Assets

This tool logs the location of important documents such as your trust, will, birth certificates, deeds, employment records, insurance policies, financial and investment accounts, and other legacy items.

Personal Information

For you and your family members, including Social Security Numbers.

Letter of Instruction

Provides details as to how you would like your caregivers to proceed in the event of your death or incapacitation.

Key Contacts

Such as Attorneys, Accountants, Financial Advisors, Insurance Agents, Physicians.

Protection

Our 5 Levels of Asset Protection are designed to help protect you from jeopardizing your standards of living or compromising your financial freedom. The protection strategies on which we focus are designed to help you overcome and triumph over volatile economic conditions and changing tax legislation, as well as improper planning, risks, healthcare dynamics, legacy planning, disability, death, and aging parents.

5 Levels of Asset Protection

Create

strategies to help you thrive through chaos

Insulate

your family from unplanned risks

Maintain

assets during healthcare crisis

Communicate

through Board & Family Meetings

Protect

your Legacy for future generations

Legacy

Your legacy is more than simple material belongings for your heirs. It’s your life. It’s what you stood for, what you have learned, your memories that you wish to convey to your friends and loved ones, your values and core belief system, as well as your financial interests and bequests. It is commonplace for people to focus on the latter, “What do I give?” or “What do I get?” Legacy planning can be far more involved and meaningful. So, to maximize your legacy; begin now, not after death. KS&A’s legacy planning component provides you with the tools to create your living legacy structure in order for you to pass on your priceless, unmatched gift, your thumbprint on this world. We can help you weigh different strategies to determine the best methods for transferring your wealth. From charitable accounts to Roth IRAs, prototype trusts and other advanced strategies, there is an overwhelming amount of information out there. We eagerly await the opportunity to share our experience and help you find the solutions that make the most sense for your situation.

Your Money Score

5 minutes is all it takes to measure your financial strengths and weaknesses, with more importantly, a path for improvement.

Ken Stern & Associates (“KS&A”) is an SEC Registered Investment Adviser. However, such registration does not imply a certain level of skill or training and no inference to the contrary should be made.Asset Planning Solutions is a Licensed Insurance Agency CA Insurance # OB95262

KS&A and its employees are not tax professionals, information provided in this publication is not to be considered tax advice.
KS&A recommends that you consult a tax or an estate planning professional if you feel that these services are necessary for your situation. Information provided reflects the views of KS&A as of the date of this presentation. Such views are subject to change at any point without notice. KS&A obtained the information provided herein from third party sources believed to be reliable but it is not guaranteed. Information contained herein is provided for informational purposes only and should not be considered investment advice or a recommendation to buy or sell any securities. Any forward looking statements or forecasts are based on assumptions and actual results are expected to vary from any such statements or forecasts. No investment decision should be made based solely on any information provided herein. KS&A has not taken into account the investment objectives, financial situation or particular needs of any individual investor. There is no assurance that any financial strategy will be profitable or successful in achieving your financial objectives. Investments in foreign securities may be affected by currency fluctuations, differences in accounting standards and political instability. These risks are more significant in emerging markets (or concentrations within a single country) and are subject to greater risk of loss and volatility and may not be suitable for all investors. Past performance is no guarantee of future returns.
This site has been published in the United States for residents of the United States. Persons mentioned in this site may only transact business in states in which they have been properly registered or exempt from registration.